Consult directly with nationally-recognized, unbiased medicare experts
Ideal for people who:
Want to review their Part D drug plan or the drug coverage of Medicare Advantage plans during the annual Open Enrollment period (Oct. 15 - Dec. 7) or the Medicare Advantage enrollment period (Jan. 1 - March 31)
Can make plan changes outside of the standard enrollment periods due to a special situation
PART D PLAN Review
Report Only
$149 for an individual
Report + Consultation
$349 for an individual
MEDICARE ADVANTAGE
PLAN Review
Report Only
$299 for an individual
Report + Consultation
$499 for an individual
To learn more:
Call 262.240.9860
email info@i65.com
Contact form Click here
Meet our founders
Caughill are nationally-recognized experts who have been educating people on Medicare for almost a combined total of five decades. They are often featured in national news media and are keynote speakers, teaching people what they need to know to avoid all-too-common and costly Medicare mistakes.
A Review of Medicare Drug Coverage —
With or Without a Consultation
During Open Enrollment, most people have 20 to 50+ different options for Part D or Medicare Advantage with drug coverage available to them. Which one is best? Know for certain with an expert review of your drug coverage.
We hear this all the time... "My plan was just fine this year. Why would I make a change?"
Each year, insurance companies can make drastic changes to Part D drug plans and Medicare Advantage plans.
- Premiums and deductibles can be added or increased
- Copays for medications can go up
- Preferred pharmacies might no longer be in network
- A vital medication might be dropped from the formulary — meaning you would be required to pay the full cost of the drug
- Prior authorization may now be required before the beneficiary can get certain medications
To ensure that you remain in the best plans for your unique needs, 65 Incorporated provides you with an unbiased, expert review of your drug coverage — with or without a consultation.
SERVICE GOALS
Through this expert service, you will learn:
- How your current coverage will change in the coming year — Higher premiums, drug deductibles, or out-of-pocket costs? Will any pharmacies no longer be in the network? Will prior authorization or step therapy be required for certain medications?
- What Medicare plan would provide the best drug coverage for your unique needs — Your Medicare expert will narrow down the plans to the best two options, in addition to your current plan. These plans are presented in a detailed, side-by-side comparison with a specific plan recommendation. You are then able to choose the plan(s) you prefer using the information provided.
- How the recommended drug coverage would work — Drug formularies, pharmacy networks, coverage restrictions, out-of-pocket costs, and more
- Optional — 15 minute consultation — With a consultation, you can learn more directly from the Medicare expert about the plan recommendations and ask questions.
What's Included
- OPTIONAL — A 15-minute plan recommendation review consultation, provided via phone or webinar with a Medicare expert
- One personalized Medicare Plan Comparison report, provided in a PDF format, detailing key cost, quality, and coverage factors of the client's current plan plus two of the most cost-effective plans in the client's ZIP code. The report also includes step-by-step instructions to enroll in specific plans.
- Answers to follow-up questions related to the plan review
The process:
- To get started, please call 65 Incorporated at 262-223-3433 to learn more about consultations and order the service.
- A representative from 65 Incorporated will ask you to complete an online questionnaire which allows our team to better understand the client's unique needs.
- Once the questionnaire is completed, if you've requested a consultation in addition to a report, 65 Incorporated will contact you to schedule a time for the consultation and send out an email detailing the call in or webinar log in instructions.
- Please set aside 15 minutes for the consultation.
- You will receive a link to download the plan selection report (provided in a PDF format) within 5 business days.
IMPORTANT:
65 Incorporated only compares the Part D drug coverage of Medicare Advantage plans. We do NOT compare provider networks, health services, or extra benefits.
The process comparing Medicare Advantage plans has become incredibly complicated in the last few years. In fact, it now take many hours to gather all the information on a plan, including networks, prior authorization restrictions, details on extra benefits, etc. Often, even after all of these hours, it is still not clear which plan to recommend — at least, not without a functional crystal ball. Unfortunately, while we can do many things to help our clients with Medicare, we cannot predict the future.
For more information on how to compare the health components of a Medicare Advantage plan yourself, please refer to "A Guide to Choosing a Medicare Advantage Plan: Using the Plan Finder" available through the resource section of the i65 software. With this guide, you'll be able to do the following:
- Check provider networks
- Identify any requirements for prior authorization or referrals
- Determine the price of various services
- Decipher the restriction or limits on the extra benefits (dental, vision, hearing, fitness, transportation, etc.)
65 Incorporated does not review Medicare Supplement (Medigap) policies for Open Enrollment.
Contrary to popular belief, Open Enrollment is for reviewing Medicare Advantage and Part D drug plans – NOT Medicare supplements.
Why? Unlike Medicare Advantage plans and Part D drug plans, you must have a Guaranteed Issue Right in order to be able to get a supplement without answering medical questions. Depending on your health, you may NOT be able to get a supplement plan. This is why we often advise people to consider their supplement as once-in-a-lifetime purchase, and it's also why we do not include Medicare Supplements as a standard Open Enrollment review service.
However, you can have your Medicare Supplement reviewed through the Existing Coverage Review service.
To get started: Call 262.240.9860 email info@i65.com Contact Form Click to View
One-on-One Consultations
Clients speak directly with experts from 65 Incorporated via telephone, Zoom webinar, or in-person if you're near SE Wisconsin.
Trusted Medicare Experts
The team of consultants at 65 Incorporated are trained and overseen by nationally-recognized Medicare experts, Diane J. Omdahl, RN, MS and Melinda Caughill, CSA
Personalized Reports
Everything you need to know about Medicare, including step-by-step sign-up instructions, are contained within your "Medicare RoadMap."
Unbiased Guidance
65 Incorporated does NOT sell insurance. We work on a fee-for-service basis, meaning our guidance is always in your best interest.
To learn more: Call 262.240.9860 or email info@i65.com
If you are a client, click here to access and complete your consultation questionnaire.